financial planning
What are Commodities?
Commodities encompass many materials, such as energy, livestock and agricultural products, as well as precious and industrial metals. Unlike equities or bonds, commodities tend to have a physical use.
Should you defer buying your pension annuity?
If you are about to retire with a substantial pension pot and feel that the job is done and your comfortable retirement secured, you may be wrong! The current low interest rates mean low annuity rates and other options should be considered to maximise income in retirement.
Investment Planning can be exciting
Buying a new car is an exciting experience. We choose the make, model, engine size and whether it is to be diesel or petrol. We spend endless time looking at the basic specification and deciding on extras. Finally, when a decision has been made an order is placed and the cars arrival is eagerly awaited.
It should be no different with investment planning but unfortunately, for most, it is rather boring.
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