paulparr
What are Commodities?
Commodities encompass many materials, such as energy, livestock and agricultural products, as well as precious and industrial metals. Unlike equities or bonds, commodities tend to have a physical use.
Investors are strange creatures!
Why do we behave irrationally? Why do we sit in a cinema watching a bad film just because we bought the ticket? Are we not simply suffering the consequences twice?
Should you defer buying your pension annuity?
If you are about to retire with a substantial pension pot and feel that the job is done and your comfortable retirement secured, you may be wrong! The current low interest rates mean low annuity rates and other options should be considered to maximise income in retirement.
Investment Planning can be exciting
Buying a new car is an exciting experience. We choose the make, model, engine size and whether it is to be diesel or petrol. We spend endless time looking at the basic specification and deciding on extras. Finally, when a decision has been made an order is placed and the cars arrival is eagerly awaited.
It should be no different with investment planning but unfortunately, for most, it is rather boring.
What is Investment Diversification?
Given the recent market volatility, potential investors would be forgiven for thinking the best place for their money would be under the bed. Whilst this has the obvious plus point that, barring a burglary, you will get your money back when you need it; it is likely to leave you poorer over the long-term.
Corporate Bonds explained
Corporate bonds are fixed interest securities issued by companies and are in effect loans to the issuing company by those who initially take up the bonds. The bonds can then be traded on the market. Corporate bonds are generally higher risk than gilts, but offer some attractive opportunities at times.
Fee based Financial Planning
We offer a fee-based comprehensive financial planning service aimed at helping clients achieve and maintain their desired lifestyle. An initial meeting at our offices is available without charge. The purpose of such a meeting is to enable us to give you a clear understanding of the service we provide and to help you decide whether or not [...]
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